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strongspan style=font-size: 24pt;Terms of Use/span/strong

Welcome to the Terms of Use for span style=text-decoration: underline;span style=color: blue;a href=../ target=_blankwww.thebusinessadvicepanel.com/a/span/span (’Website’) (’TBAP’). These Terms of Use describe the terms on which you may access and browse through this website. In order to post a ‘business question’ on this Website, you must read and accept all of these Terms of Use along with Disclaimer. Nothing contained herein shall be deemed to confer any third-party rights or benefits. In the event you do not agree to be bound by these Terms of Use, you may not use nor access this Website.

We reserve the right to modify these Terms of Use at any time, and without proper notice, by posting amended Terms of Use on this Website. Your use of this Website indicates your acceptance of the amended Terms of Use. Therefore, for your own interest, you are advised to go through the Terms of Use periodically.

span style=text-decoration: underline;span style=color: blue;a href=../ target=_blankwww.thebusinessadvicepanel.com/a/span/spanis an online forum and information source in the form of a medium that has been created to enable business owners to post business questions and have feedback posted online.

The ability to post is not available to minors under the age of 18 or to any Users / Members who have been removed from the system / forum by TBAP for any reason whatsoever. Users / Members must not to have more than one active account. Further, Users / Members are not entitled to sell, trade or otherwise transfer their membership to any other person / entity. If you do not qualify, you must not opt to become member of this online forum. You understand and agree that TBAP reserves all rights to immediately terminate / remove your post and access to this Website without prior notice and showing any reason, if it suspects the use of unfair means by the User / Member or breaches or violations of these Terms of Use or other incorporated agreements / guidelines or requests by law enforcement or other government agencies or unexpected technical issues or problems or any other reason that we reasonably believe good for such termination / removal. You further understand and agree that all terminations shall be made in our sole discretion and that we shall not be liable to you nor any third party for any termination of your account or access to this Website.

The use of this Website is governed by these Terms of Use along with the Disclaimer for this Website. We may refuse posting access to any user for any or no reason without prior notice.

During the course of using this Website, members / posters / users may provide information about themselves which may be visible to certain other members / posters/ users. You understand and agree that by posting comments, materials and content on the site including without limitation feedback and other communications irrespective of nature shall be deemed to be non-confidential and the poster is granting to TBAP a royalty-free, non-exclusive, perpetual, irrevocable transferable license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such content for any purpose, commercial, advertising, or otherwise, on or in connection with this Website or the promotion there of, to prepare derivative works of, or incorporate into other works, such content, and to grant and authorize sub-licenses of the foregoing. Additionally, you understand and agree that TBAP retains the right to excerpt, translate or reformat any materials submitted by you. You understand and agree that TBAP is free to depict, distribute and publicly display such materials, communications and feedback without any kind of limitation or obligation including without limitation member’s name and image. TBAP shall be free to use any concepts, ideas, know-how or techniques contained in such materials or communications or feedback for any purpose. Opting to post on span style=text-decoration: underline;span style=color: blue;a href=../ target=_blankwww.thebusinessadvicepanel.com/a/span/span will be construed as agreeing to these Terms of Use along with the Disclaimer.

You understand and agree that all information publicly posted or privately transmitted through this Website is the sole responsibility of the person from which such content originated and that TBAP shall not be liable for any errors or omissions in any content. You understand and agree that TBAP cannot guarantee the identity of any other Users / Members with whom you may interact in the course of using / becoming the member of this Website. We cannot guarantee the authenticity of any data which users may provide about themselves or relationships they may describe.

strongPrivacy Policy/strong

We collect no personal information about you when you visit our website unless you choose to provide this information to us. However, we do collect and store certain information automatically. Here is how we handle information about your visit to our website.

If you do nothing during your visit but browse through the website, read pages, or download information, we will gather and store certain information about your visit automatically. This information does not identify you personally. We may automatically collect and store the following information about your visit:
ul type=disc
liThe Internet domain and IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web) from which you access our website./li
liThe type of browser and operating system used to access our site./li
liThe date and time you access our site./li
liThe pages you visit./li
liIf you linked to our website from another website, the address of that website./li
/ul
We use the information we collect to count the number and type of visitors to the different pages on our site, and to help us make our site more useful to visitors like you.

You may choose to provide us with personal information, as in e-mail or post with a comment, question or challenge. We use the information to improve our service to you or to respond to your request. Except for authorised law enforcement investigations, we do not share your details with any other outside organisations other than those which are required for the purposes of operating this website, such as website statistics and subscription to automated notification services.

Our website may have links to other sites. When you link to another site, you are no longer on our site and are subject to the privacy policy and conditions of use of the new site.

strongDisclaimer/strong

The span style=text-decoration: underline;span style=color: blue;a href=../ target=_blankwww.thebusinessadvicepanel.com/a/span/span (TBAP) website is owned and operated by David Tensen – LOEX Pty Ltd Australia ABN 21 131 194 744

TBAP and or LOEX Pty Ltd make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the contents of this website and/or comments posted and expressly disclaims liability for errors and omissions in any content on this website. TBAP expressly disclaims any liability for any loss from decisions made by any party as a result of information provided.

No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given with respect to the contents of this website or its hyperlinks to other Internet resources.

Content featured on this website is owned or licensed byDavid Tensen – LOEX Pty Ltd and is for personal, non-commercial use only. You must not reproduce any of its content without first obtaining express written permission from David Tensen – LOEX Pty Ltd

Links to websites outside the control of David Tensen – LOEX Pty Ltd are provided for your information and convenience. We accept no responsibility for the content or accuracy of these websites, or of their terms of use or privacy policies.

None of the content on this website constitutes personal, business or financial product advice. It is a general information service and should not be relied upon as a substitute for professional advice on any given topic.

You accept that any claims arising against TBAP shall be subject to the exclusive jurisdiction of the laws of Queensland, Australia.

You agree to release David Tensen – LOEX Pty Ltd and its employees, contractors, officers, directors and affiliates, from all actions, claims or liabilities, arising from your use or misuse of the TBAP website.

If you are unsure about any of these terms, please contact us at a href=mailto:david@thebusinessadvicepanel.com target=_blankdavid@thebusinessadvicepanel.com/a